No one likes to contemplate it but damage from a fire, tornado or severe weather event could spell disaster for a growing company. Commercial insurance is designed to protect businesses from a variety of threats. In the Amarillo, TX area, the team at Lonestar Insurance Specialist works with companies to get the right coverage.
Commercial insurance is composed of three main policies: property, workers compensation, and liability coverage. Property insurance covers any buildings the company owns but it also covers equipment and inventory. Liability coverage protects the company should a visitor to a corporate property be injured. Not only will it cover their medical expenses, but if they sue and the company is found negligent, it will also cover legal expenses. It also protects if the company becomes involved in a libel, slander or copyright infringement case. Workers compensation provides medical coverage for any employee injured on the job. Specialized auto policies can cover a corporate fleet.
Severe weather, fires, and tornadoes. These are just a few of the disasters that can bring a halt to a business or production facility. There are options available, though, to ensure that the company can recover quickly from these events. Basic commercial insurance is a must but there are also more specialized policies that business owners may want to consider. One of these is business interruption coverage that will help a company affected by disaster to survive a period where they are unable to conduct business. This can help them recover more quickly.
In the Amarillo, TX area, the team at Lonestar Insurance Specialist helps companies get the coverage they need to survive any disaster that comes their way. Visit the website then come in to learn more. Every company needs the protection that quality insurance provides.