Your boat is a considerable investment, and without proper insurance to protect it, your investment may be vulnerable. That being said, your boat insurance policy does cover quite a bit more than you might imagine. If you live in the Canyon or Amarillo, TX area, the agents with Lonestar Insurance Specialist may be able to help you find the policy that is going to work for you and your boat.
For the most part, your boat insurance is going to be in place to protect the boat itself as well as any people that may be on the boat or that might be involved in an accident with your boat. This is to insure your vessel and your passengers as well as those that may be near you or involved in an accident with the boat. Your insurance may cover other things like vandalism to your boat to a certain extent. If you dock your boat, you may be able to use the insurance from the dock to help pay for vandalism. You always want to check with your agent to see if your policy covers any specific vandalism.
In most cases, if you have your boat at home, you are going to be able to claim any vandalism on your home insurance as it will be covered on your policy as part of your property. You can claim vandalism on your boat insurance policy if it is named in the policy that it does cover it. This is going to allow you to help pay for repairs that are associated with vandalism that may occur. For those that live in the Canyon or Amarillo, TX area, the agents with Lonestar Insurance Specialist can help you find a policy that is going to fit your needs and work with your boat and your circumstances. Contact our offices to speak with an agent and learn more.